Which of the following is NOT considered an immediate family member for the purposes of mortgage loan originators?

For the purposes of mortgage loan originators, an immediate family member typically includes those individuals who are directly related by blood or marriage. This includes parents, siblings, children, spouses, and stepparents. In this context, the term “immediate family” does not extend to more distant relations like aunts, uncles, or grandparents.

Choosing the option that is not considered an immediate family member correctly identifies the aunt, as she is a more distant relative compared to the other options. Stepparents, adopted siblings, and grandparents are generally recognized as part of the immediate family due to their close familial ties. Thus, this understanding clarifies why the aunt does not fall under the definition of immediate family members for mortgage loan originator purposes.