Which government entity is responsible for facilitating home ownership in the U.S.?

The correct answer is Ginnie Mae because it is the government entity primarily focused on facilitating homeownership by ensuring the liquidity, stability, and affordability of the U.S. housing market. It achieves this by guaranteeing mortgage-backed securities (MBS) that are backed by federally insured or guaranteed loans, such as those from FHA, VA, and USDA. This backing provides investors with the confidence to purchase these securities, which in turn helps lower mortgage rates and increase access to home financing for consumers.

Fannie Mae and Freddie Mac also play significant roles in the housing finance system, but their primary functions involve buying loans from lenders and securitizing those loans rather than directly guaranteeing loans like Ginnie Mae does. Georgie Mac is not a recognized entity in this context, and it seems to be a fictional option rather than a real entity in the U.S. housing finance system. Thus, Ginnie Mae's specific mandate of supporting homeownership through government-backed securities makes it the correct answer.