Which basis can you NOT use to discriminate against a borrower under the Fair Housing Act?

The correct answer is that age is a basis you cannot use to discriminate against a borrower under the Fair Housing Act. The Fair Housing Act specifically prohibits discrimination in housing based on certain protected characteristics, which include religion, color, national origin, race, sex, disability, and familial status. However, age is not listed as one of these protected classes under the Fair Housing Act.

Discrimination based on age may be subject to other laws, such as the Age Discrimination Act or related regulations, but for the purposes of the Fair Housing Act, it is not recognized as a discriminatory basis. Therefore, when evaluating potential borrowers, it is important to focus on the characteristics that are explicitly protected by law and ensure that decision-making processes align with these protections.